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Terms and Conditions

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Financing Terms and Credits

What bank am I financed with?

The name of the bank you are financed with will be located under the Retail Installment Contract section of your deal package.

If I find better financing after my purchase is complete, can I pay off the loan Uskars facilitated and use the other partner?

Yes. Once Uskars has completed the Title and Registration process for your vehicle, you may pay off the loan at any time.

Can I use a co-buyer?

Yes, you can add a co-buyer during the finance application process.

I have filed for bankruptcy. Can I apply for Uskars financing?

Our lending partners accommodate most credit profiles. For more on financing through Uskars call us at (254) 947-5330

If I have bad credit, can I still finance my purchase through Uskars?

Our lending partners accommodate most credit profiles. For more on financing through Uskars call us at (254) 947-5330

How are my financing terms determined?

The terms are based on your credit history, your income and the price of the vehicle. As vehicle price is considered when determining the loan terms, the terms may vary as you consider different vehicles.

Will applying for financing impact my credit score?

When applying for financing through Uskars, we will complete a formal credit inquiry to view your credit report. This inquiry may impact your credit score.

In some instances, we will submit your credit application to multiple banks in order to find you the best financing options. Each bank may complete its own formal credit inquiry, which may individually appear on your credit report. However, these multiple credit inquiries will be treated as a single inquiry when they occur within the same short time period. Please check with your credit bureau for more information or if you have specific questions about your credit.

Which banks do you work with?

Uskars offers several financing opportunities through several well-known institutions with competitive rates.

Can I finance my car with Uskars?

Yes, you can finance with Uskars through our lending partners.

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